Saturday, February 23, 2019

No Spend Challenge.. Can I not spend a penny for five days???

I have recently noticed that I have a problem. I LOVE TO SHOP. I also spend money that I do not need to spend because it is easier to buy coffee or food that some one else has to prepare.

I recently had purchased the Create 365 budget sticker book for my Happy Planner and kept noticing the "NO SPEND" stickers through out the book. It was like they were haunting me. Sending me a message from the planner world. I was inspired! 

If you don't have a Happy Planner you seriously need to get one! I would be lost

 I decided to challenge myself to do a full work week, Monday to Friday of not spending a single penny. I can do this right? I was a bit skeptical.

Ok so there had to be rules. So let's review them.

1. Automatic payments or bills do not count.
2. The debit card can not be swiped or chipped in anyway.
3. Emergencies do not count.
4. Not wanting to cook or wanting Starbucks is not an emergency!

Ok that last one is not going to be easy. Starbucks is my weakness. I don't know if I can make it through that one but I am sure going to try!

I didn't die! Woo hoo.

Ok so I had the great idea of making my own coffee at home and recently had picked up something that made my home attempt almost match Starbucks. (watch for a post about how I accomplished this!) I thought this would be my downfall but maybe not. Also, I do not go it till 11:30 am on Monday so breakfast was easy to do. Yay for eggs and cheese.

Usually on Monday morning Drew is working so I will leave early and shop....  I am so thankful that this is President's day and he is off so I will not be doing that or trying not to do that today. What a blessing.

Lunch is catered in at work on Monday, Wednesday and Friday so that will help with the spending freeze on those days. I just can't be picky about what they bring in, which I'm usually not. Ya girl likes to eat! (Thank you Pharma Reps)

I made it through today fairly easily and have succeeded at the first day of the no spend. I just keep telling myself I have got this.

Ok today wasn't so easy. I didn't think about breakfast until it was to late. UGHHH!!! I was already at the office. I did pack a lunch today though. Left over prime rib, broccoli, potatoes, grapes and boiled peanuts that Drew made yesterday. I decided to eat the grapes for breakfast and save the rest for lunch. FYI There are only two of us in our office that like boiled peanuts. WHAT?????

On the way home I was eyeing Walgreens pretty hard so I asked myself, "Is there anything in there you would die without buying?" . The answer of course, was no.

I made it home full of self pride and with no money taken out of the account!

I didn't make the same mistake as yesterday, I had some Special K this morning and felt so much better! Grapes are great but they should not count as breakfast. The coffee idea is still going great! I can't wait to share this with you all!

Lunch catered in with sushi, fried rice, chicken and salad. This is getting easier

I am so proud. WOW! Three days. I have saved so much money that when an automatic draft came out today I didn't even notice it.

Bring on

Every Thursday our office has donuts so I skipped the breakfast this morning and celebrated my three day victory with a glazed donut. Such a sweet victory. Let's just hope I am not celebrating prematurely! I still have two full days to go.

I packed my lunch this morning. No money spent there. I did leave the office at lunch time but I avoided all my favorite lunch time shopping places. Can I get an atta girl?

This is it! The home stretch! I have a bowl of Special K, make my coffee and I am out the door! I can do this! Just a few more hours!!

Lunch was so good, Chicken Marsala, potatoes, and salad. I am so glad we didn't have pizza this week. I would have been tempted to go out for lunch.

I am really going to make it. To celebrate we went to Chili's for dinner.... wait it isn't over... How can we go to dinner?  Thank you Mom and Dad for that Chili's gift card that paid for dinner with enough left over for the tip!!


I have to admit it feels pretty good. Check back for more posts on this challenge including how I made the coffee and  my estimate on how much I saved!

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